Health insurance coverage for massage therapy varies greatly from state to state. In NY state, coverage is extremely limited. In general, standard health care plans do not cover massage, unless you are part of a larger groups contract plan that has massage therapy in their plan. It is however common for massage to be covered under PIP and workers compensation cases. For PIP and workers comp cases, you would need a Dr.'s prescription for massage, along with a diagnosis which noted the medical necessity for massage therapy, and the number of treatments with duration of treatment. Workers compensation cases require the massage therapist to be working under a licensed physical therapist. I do not accept PIP or workers comp cases at this time.


Do you have an FSA (HC FSA) account debit card? If you do, you can use it to pay for your next massage with Bob Holzman LMT. Massage therapy is listed as a qualified expense, but only if deemed medically necessary by your doctor. Reasons such as tension and stress relief do not qualify as an eligible expense. Some conditions (but not limited to) that would qualify as medically necessary are: carpal tunnel syndrome, sciatica, pain management, rotator cuff strain, tendonitis, and whiplash. If you intend to use your FSA card or turn in receipts for reimbursement, there are a few things you need before your appointment. 


  1. Written diagnosis from your doctor (such as sciatica)

  2. Written referral for a massage from your doctor

  3. Referral must state frequency and length (1x a week for 6 months)